wow some of your guys loans makes my situation seem so much nicer. I am going through school and will not give up my truck, and want weekends to be work free for skiing and I am not even close to 135 or even 35k in debt. In fact I will be in about the same situation at the end of this summer as I was last summer, so my loan will not get any worse I hope.
to answer your question, I got a loan from my bank, it's 5% interest, so if I maxed it out @10g the interest would be like 500 a year I think, which is not that bad I guess, way better than a credit card