Honestly for most people getting into photography with their first entry level camera they don't get one, and IMHO i dont think you should spend that kind of money on it. If the camera was made properly you shouln't have any problems, as well i havent heard of any major problems people have been having with the d90 either so i dont think you have much to worry about, if any thing comes about i am pretty sure most camera stores are generous enough to look it over and give you a new one (at least in my area). For that portion of money, put it aside for a nice piece of glass, just cherish the camera like its your child. Be careful, and you should be fine. Thats all i can say really. If you have more questions feel free to hit me up with a PM.