My friend can't buy a house

14363499:Stainr said:
you do know tuning a diesel gets better fuel economy... right? And tuning a diesel doesn't rape your injectors. You sound like a typical democrat. talking about things you have no business talking about..

You literally have let’s go brandon in your signature shut the fuck up ????
 
14363499:Stainr said:
you do know tuning a diesel gets better fuel economy... right? And tuning a diesel doesn't rape your injectors. You sound like a typical democrat. talking about things you have no business talking about..

lol wtf are you defending, jems is talking shit on shitheads who roll coal. nobody cares if you tune your engine so it's efficient.
 
14363499:Stainr said:
you do know tuning a diesel gets better fuel economy... right? And tuning a diesel doesn't rape your injectors. You sound like a typical democrat. talking about things you have no business talking about..

Awww widdle peepee man is sensitive that he wolls coal
 
14363512:gravel said:
lol wtf are you defending, jems is talking shit on shitheads who roll coal. nobody cares if you tune your engine so it's efficient.

maybe it ain’t bad for injectors but dumping a bunch of extra fuel into your combustion chamber does NOT improve fuel economy. If you’re a deep trump supporter like this dude you shouldn’t enjoy skiing since you’re voting for guys who think climate change is a scam.
 
14363519:Jems said:
maybe it ain’t bad for injectors but dumping a bunch of extra fuel into your combustion chamber does NOT improve fuel economy. If you’re a deep trump supporter like this dude you shouldn’t enjoy skiing since you’re voting for guys who think climate change is a scam.

that's what i'm saying, if tune your engine to roll coal, fuck you

but if you only tune your engine to be efficient, all good
 
14363519:Jems said:
maybe it ain’t bad for injectors but dumping a bunch of extra fuel into your combustion chamber does NOT improve fuel economy. If you’re a deep trump supporter like this dude you shouldn’t enjoy skiing since you’re voting for guys who think climate change is a scam.

wut
 
14363499:Stainr said:
you do know tuning a diesel gets better fuel economy... right? And tuning a diesel doesn't rape your injectors. You sound like a typical democrat. talking about things you have no business talking about..

Tuning it to roll coal is horrible for milage and the life of pretty much all components in the engine lol what are you on

Ain't nobody mad about tuning a diesel for better mpg lol
 
14363499:Stainr said:
you do know tuning a diesel gets better fuel economy... right? And tuning a diesel doesn't rape your injectors. You sound like a typical democrat. talking about things you have no business talking about..

Tuning your Diesel to belch black smoke hurts your fuel economy as the black smoke is from excess fuel that is not completely combusted in the chamber. If you want to tune your diesel for better performance get a Banks Six Gun Tuner.
 
14363534:SuspiciousFish said:
Tuning your Diesel to belch black smoke hurts your fuel economy as the black smoke is from excess fuel that is not completely combusted in the chamber. If you want to tune your diesel for better performance get a Banks Six Gun Tuner.

lmao banks in garbage. whats next, your gonna tell me to put rancho shocks on my trx lmao. c'mon man!!
 
14363538:Stainr said:
lmao banks in garbage. whats next, your gonna tell me to put rancho shocks on my trx lmao. c'mon man!!

What evidence do you have the Banks is garbage? The point I am making is any reputable Diesel tuning system is going to be better than tweaking your engine to 'roll coal' because they think it looks cool.
 
My man, if your trying to go fast and good fuel banks is not the answer. Banks makes no power once so ever. They got grilled my the epa along with ppei,hardway,h&s. Banks can’t custom tune anymore long story. Only emission complaint off the shelf shit.

14363544:SuspiciousFish said:
What evidence do you have the Banks is garbage? The point I am making is any reputable Diesel tuning system is going to be better than tweaking your engine to 'roll coal' because they think it looks cool.
 
14363391:.frenchy said:
youve never been to the south ig haha. most big trucks like that are city kids who dont vote trump. i lived in savannah GA for 2+ years

Move to Ohio. It's the opposite.
 
14363630:Jems said:
what the hell is this supposed to mean?

Dumb fuck Trump supporters think everyone against them is a pedophile despite Trump openly hitting on little girls and sneaking into their changing rooms for his teen pageants.
 
Hi everyone so my friend isn't real. The story isn't real, while creating this story I made sure to pick a few subject matters that effects both parties. Starting off with housing because its something everyone depends on, secondly picked a non college grad as the protagonist allowing those that don't have a college degree to feel represented. By mentioning a truck compared to student loans I knew it would create a rift between people on opposite sides. The main reason why I created this thread was to show you all how easy it is manipulate your responses and you all delivered according.

This is what the media does to us every single day, this was my first attempt at it and it was a success. Now imagine people that do this for a living every single day for the thousands of media out lets around the world, they have it down to an artform. Maybe its time for some of you to step back and think are my words going to be helpful in this situation? Why does this article make me mad or upset? These media outlets are reporting events but creating narratives that are designed to cause responses much like you did here with this fake story.
 
14363808:snowfinder said:
Hi everyone so my friend isn't real. The story isn't real, while creating this story I made sure to pick a few subject matters that effects both parties. Starting off with housing because its something everyone depends on, secondly picked a non college grad as the protagonist allowing those that don't have a college degree to feel represented. By mentioning a truck compared to student loans I knew it would create a rift between people on opposite sides. The main reason why I created this thread was to show you all how easy it is manipulate your responses and you all delivered according.

This is what the media does to us every single day, this was my first attempt at it and it was a success. Now imagine people that do this for a living every single day for the thousands of media out lets around the world, they have it down to an artform. Maybe its time for some of you to step back and think are my words going to be helpful in this situation? Why does this article make me mad or upset? These media outlets are reporting events but creating narratives that are designed to cause responses much like you did here with this fake story.

Shut up nerd you ain't smart
 
14363808:snowfinder said:
Hi everyone so my friend isn't real. The story isn't real, while creating this story I made sure to pick a few subject matters that effects both parties. Starting off with housing because its something everyone depends on, secondly picked a non college grad as the protagonist allowing those that don't have a college degree to feel represented. By mentioning a truck compared to student loans I knew it would create a rift between people on opposite sides. The main reason why I created this thread was to show you all how easy it is manipulate your responses and you all delivered according.

This is what the media does to us every single day, this was my first attempt at it and it was a success. Now imagine people that do this for a living every single day for the thousands of media out lets around the world, they have it down to an artform. Maybe its time for some of you to step back and think are my words going to be helpful in this situation? Why does this article make me mad or upset? These media outlets are reporting events but creating narratives that are designed to cause responses much like you did here with this fake story.

Lol OP wandering back into this thread like

im-here-jigsaw.gif


Like bruh stfu and stop being corny, we all knew "the friend" was really just you the entire time.
 
14362793:HypeBeast said:
Country folk complain about banks' shady farm loan practices yet show they never learned by buying stupid trucks. Lol to anyone with a stupid truck (or car) you can't afford

There’s definitely a difference. Farmers nowadays at least the ones I’ve known are all very responsible people who are all successful at what they do. The people who go buy trucks and shit like that tend to be the ones who are the hired hands of the farmers or some shit. And for that matter farm loan practices are shady as well as the crop insurance industry but so is the entire finance world. But yeah there’s a bunch of dip shots I went to high school with back home driving $50k plus trucks making barely above minimum wage. I hate to think about that shit show
 
14363808:snowfinder said:
Hi everyone so my friend isn't real. The story isn't real, while creating this story I made sure to pick a few subject matters that effects both parties. Starting off with housing because its something everyone depends on, secondly picked a non college grad as the protagonist allowing those that don't have a college degree to feel represented. By mentioning a truck compared to student loans I knew it would create a rift between people on opposite sides. The main reason why I created this thread was to show you all how easy it is manipulate your responses and you all delivered according.

This is what the media does to us every single day, this was my first attempt at it and it was a success. Now imagine people that do this for a living every single day for the thousands of media out lets around the world, they have it down to an artform. Maybe its time for some of you to step back and think are my words going to be helpful in this situation? Why does this article make me mad or upset? These media outlets are reporting events but creating narratives that are designed to cause responses much like you did here with this fake story.

1022594.jpeg
 
14364456:nickjoky said:
I check different financial blogs in my freetime, for example, the last article about loan, weblink. It is a blog about daily financial processes. Professional pieces of advice, expertly proven tips, honest lending services reviews, personal success stories, and a lot of real cases with calculations. By the way, its free recourse.

**This post was edited on Dec 16th 2021 at 9:31:46am

Thanks for the answer and for the link
 
14363808:snowfinder said:
Hi everyone so my friend isn't real. The story isn't real

damn, i had to upvote this just to gratify your delusion about making some sort of clever commentary with your "social experiment"
 
14363797:skierman said:
Dumb fuck Trump supporters think everyone against them is a pedophile despite Trump openly hitting on little girls and sneaking into their changing rooms for his teen pageants.

Trump is a pedophile but Biden's handsy cupping of a little girls breasts multiple times on Camera is also telling and a classic behavior of a predator. I'm betting that people like Epstein have blackmail on nearly all presidents. But Trump is definitely a pedophile and has multiple rape allegations against him.

But we have to remind ourselves that Michael Jackson was innocent and look what happened to him!
 
14366738:qazwsxedc34 said:
Trump is a pedophile but Biden's handsy cupping of a little girls breasts multiple times on Camera is also telling and a classic behavior of a predator. I'm betting that people like Epstein have blackmail on nearly all presidents. But Trump is definitely a pedophile and has multiple rape allegations against him.

But we have to remind ourselves that Michael Jackson was innocent and look what happened to him!

Nah bro, those 24+ women were all lying and were trying to get Trump's money!!! There's no way a fat fuck, spoiled rotten douche that wears bronzer would ever violate a woman, especially young girls that he openly hits on!
 
14362984:r00kie said:
"You took out 45k on a truck? Why do you even need a truck? What you need is transportation, not a truck that puts you 45k in debt. That's just bad math. Go buy yourself a $3,000 beater and don't step foot inside of a restaurant until you have paid this foolish loan off. Bad bad math."

View attachment 1022165

DAAAAVVVVEEEEEEEE
 
14428961:Aezon said:
If your friend can't buy himself a new house, then you buy him)))))) Okay, just kidding, why wouldn't he take out a loan or a mortgage? Mortgage loans for suburban areas and houses are issued by banks much less often than for urban formats. "Banks do not want to acquire illiquid ballast, which is difficult to sell and compensate for losses if the loan is not paid. Banks decide on lending to suburban housing based on the individual characteristics of the object. Mortgage Broker Lincoln helped me draw up all the documents because the bank checks every document. Therefore, everything should be properly designed everywhere.

**This post was edited on Apr 21st 2022 at 8:45:05am

I hope every member of your family gets cancer. Fuck you.
 
14428961:Aezon said:
If your friend can't buy himself a new house, then you buy him)))))) Okay, just kidding, why wouldn't he take out a loan or a mortgage? Mortgage loans for suburban areas and houses are issued by banks much less often than for urban formats. "Banks do not want to acquire illiquid ballast, which is difficult to sell and compensate for losses if the loan is not paid. Banks decide on lending to suburban housing based on the individual characteristics of the object. Mortgage Broker Lincoln helped me draw up all the documents because the bank checks every document. Therefore, everything should be properly designed everywhere.

**This post was edited on Apr 21st 2022 at 8:45:05am

What the hell is this
 
I do laugh when I hear people come back with new trucks after an oil change. "But bro, they lowered my payments........" "total no brainer"
 
cars are the single most detrimental thing you can allocate capital to when you are not in a significantly comfortable financial situation.
 
you'd never catch me lacking using payment plans on a car. obviously a house is different, but if i can't afford it, i'm not buying it, catch me not giving a fck in my clapped out forester xt.
 
Alternative plan:

Buy an ice fishing house, you can get a good one for about 10k. Tow it around with your truck, and once it becomes winter post up at a local lake and live there for the winter. Ski all you want. But you might be wondering, what will you do in the summer? Well, here’s where the real genius of this plan comes in. Buy a second ice house in South America. It will be cheaper there and you can drive your truck down whenever the snow melts in the north. Then, live on the frozen lakes of South America until the snow melts. The benefits of this plan far outweigh the costs. You can get free food from fishing, free money by renting out the ice fishing house in the summer, and you will get to live wherever you want.

Im honestly surprised no one has thought of this before.
 
14524269:Newsheepers said:
you'd never catch me lacking using payment plans on a car. obviously a house is different, but if i can't afford it, i'm not buying it, catch me not giving a fck in my clapped out forester xt.

Dog you can get a 2019 car for like $20k total, if you budget well that shit is paid off in full in like 3 years
 
14524327:Farmville420 said:
Dog you can get a 2019 car for like $20k total, if you budget well that shit is paid off in full in like 3 years

yea I know I just gotta get a decent job once I get out of school
 
14363808:snowfinder said:
Hi everyone so my friend isn't real. The story isn't real, while creating this story I made sure to pick a few subject matters that effects both parties. Starting off with housing because its something everyone depends on, secondly picked a non college grad as the protagonist allowing those that don't have a college degree to feel represented. By mentioning a truck compared to student loans I knew it would create a rift between people on opposite sides. The main reason why I created this thread was to show you all how easy it is manipulate your responses and you all delivered according.

This is what the media does to us every single day, this was my first attempt at it and it was a success. Now imagine people that do this for a living every single day for the thousands of media out lets around the world, they have it down to an artform. Maybe its time for some of you to step back and think are my words going to be helpful in this situation? Why does this article make me mad or upset? These media outlets are reporting events but creating narratives that are designed to cause responses much like you did here with this fake story.

I don't watch the news, deleted all my social media, blocked YouTube, don't get into politics, and don't vote. Total bliss.
 
That is not true at all. I’m from the south.

You’re really going to base these opinions on the south from your time in a city that has SAVANNAH COLLEGE OF ART AND DESIGN? That’s like artsy kid central.

14363391:.frenchy said:
youve never been to the south ig haha. most big trucks like that are city kids who dont vote trump. i lived in savannah GA for 2+ years

**This post was edited on Mar 29th 2023 at 11:56:50am
 
14524327:Farmville420 said:
Dog you can get a 2019 car for like $20k total, if you budget well that shit is paid off in full in like 3 years

No car payment > car payment. I’ll always be buying clapped out beaters
 
14524467:muffMan. said:
No car payment > car payment. I’ll always be buying clapped out beaters

I like cars with low mileage and factory warranties. Plus you just sell it back to dealership and make up a massive chunk of what you paid, you wind up paying like 1/2 the price of the car and can continue to drive new and nice models. I get owning shit is cool but idgaf about cars they’re a utility in my eyes doesn’t matter who owns it as long I can afford it then whatever
 
14524477:Farmville420 said:
I like cars with low mileage and factory warranties. Plus you just sell it back to dealership and make up a massive chunk of what you paid, you wind up paying like 1/2 the price of the car and can continue to drive new and nice models. I get owning shit is cool but idgaf about cars they’re a utility in my eyes doesn’t matter who owns it as long I can afford it then whatever

Same. The warranty is very very nice. If you can easily afford the monthly and you get a low apr there is absolutely no shame in taking out a car loan. In fact, some advisors will advise it in scenarios where there is low APR on the car and instead leave the money in a high interest savings. It can theoretically save you some money. IDK I'm too young, don't have enough cash and unstable to do all of that.

Its just classic Americans on loan for more than they can afford. Got a buddy who bought a 50k truck and is now stuck paying like 900 a month. Thats dumb as shit. If you can't afford a larger down payment to get that monthly way down then you cant afford that truck. If you're paying 1k a month in a 50k car, you probably should have went with the 10k car instead.
 
14524477:Farmville420 said:
I like cars with low mileage and factory warranties. Plus you just sell it back to dealership and make up a massive chunk of what you paid, you wind up paying like 1/2 the price of the car and can continue to drive new and nice models. I get owning shit is cool but idgaf about cars they’re a utility in my eyes doesn’t matter who owns it as long I can afford it then whatever

Fr those are pluses, also depends on the vehicle but you can sink a lot of money in it for repairs.
 
14524503:muffMan. said:
Fr those are pluses, also depends on the vehicle but you can sink a lot of money in it for repairs.

That’s the whole idea behind getting newer models. The timing belt isn’t going to go on a car with 15k miles, and if it does there’s factory warranties for that. Trust me I’ve tried the beater route and sinking $3k into a shitbox volvo from 2006 feels way worse than paying $250 a month for 4-5 years and then getting 10-15k after the car is payed off because you started owning it at barely any mileage. Plus it builds credit (credit is retarded but having good credit ain’t bad). The only thing worth actually owning is a home straight up and it’s the one thing in this country you physically can’t just buy in cash, go figure lol
 
14524512:Farmville420 said:
That’s the whole idea behind getting newer models. The timing belt isn’t going to go on a car with 15k miles, and if it does there’s factory warranties for that. Trust me I’ve tried the beater route and sinking $3k into a shitbox volvo from 2006 feels way worse than paying $250 a month for 4-5 years and then getting 10-15k after the car is payed off because you started owning it at barely any mileage. Plus it builds credit (credit is retarded but having good credit ain’t bad). The only thing worth actually owning is a home straight up and it’s the one thing in this country you physically can’t just buy in cash, go figure lol

What new car is 250/month that's not a collosal piece of shit?
 
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