YOUR Student Loans

ArmadaFreerider8

ArmadaFreerider8

Active member
How much did you guys have to take out for college? And for those who are out of college, how hard has it been for you to pay them off?
 
Well, the U.S. Government is paying for my college, but I owe them 4 years of my life... so I guess you have to take that into account.
 
ummmmm i'm taking out like 18k a year... not sure what i'm going to have to pay back yet, but i'll find out in a few months.
 
Well I only owe about $10k on my undergrad which isn't bad for a 5 year joint degree. but my mba is gonna cost me like $70k more
 
i have $15,647 in my undergrad student loans. if i pay the minimum each time i will not pay it off until my birthday on 2020 plus i will have paid an extra 7 grand in interest. Fuck that just made me realize how expensive that piece of paper was and it is still fucking hard for me to get a "real" job. i don't even want to think about my MBA
 
i had to take out 20k and ill have to every year, i heard its easy to pay back, i forget the exact stats but i guess u pa like 50 bucks at a time and if u pay more it helps you out, so it might take a while but i guess its pretty simple assuming you have a solid job by that point
 
hopefully i wont be down too much. im trying to avoid loans. i have been saving money since i was 12 for college and raked up about 8g's, and so far i think its going to work out. summer job to add to that
 
i haven't gotten to college yet and I'm torn between going to a (relatively cheap) school or going to the more expensive school. The one is about $5000 more per year, so that's $20,000 more after 4 years. Of course, the average income is much higher for graduates at that school. Hopefully, I'll be able to get some loans that I don't have to start paying off until after I graduate (Stafford, for example)

but yeah, it's a fun topic to think about.
 
I probably will be. Maybe more. I don't even want to think about graduate school, if that is where I end up.
 
i've got arond 25 grand soo far, i'll probably end up around 50. Think about it, it's like buying a nice car. It's not that big of a deal. Payments aren't super bad either.
 
by myself after 3 years of college i'm 7 grand in the hole, even with a lot of scholarships and other aid. next year i'm starting optometry school, which = 80,000 more in 4 years. fortunately the starting salary is at least that much.
 
I gout out with about 15K, and i am paying it back really slowly. But looking back on it, take full advantage of student loans if you need a new car or something. I pay 2.3% interest which is better than any other rate you will have in your life. Get stafford loans to pay tuition and Gov. subsidised for living and other sweet shit. I wish i would have bought a sled and a dirtbike with my student loans.
 
i work full time year round along with being a full time student, and have got lucky with Scholarships for being clever, should get a rugby one ( i was a finalist) and some luckily just because the government is nice. I have about 4 g of student loans but i live at home still to so that helps
 
ill be 20-30,000 by the end of my degree. School is fucking expensive, if you don't know what you want to do then dont go yet. Its a waste of cash. I have spent 3 years deciding what i want to do and now i have another 3 left. I pissed away all the money i had for school and now im going to be on loans for my last 3 years.
 
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