you have a job to make the payments, then you lose your job, not because you were a bad worker, but because you're an American worker, a worker with demands like health care, minimum wage etc...
you're going to blame the person who got laid off for not being able to make payments because some richy-rich wanted to pay less to some foreigner?
not to me.
It's not like the payments are done in a days time, so there were plenty of people who were making this sort of decision, and were paying their bills doing fine for a year or two, and then yes, all of a sudden, were hit with misfortune not of their own cause. resulting in the current situation.