Online banking app (what ever you have). Amazon. Xfinity app. Kindle app. And I have a whole page of news. Drudge, al jazeera, fox, 7 Boston, defense news, ynet, Jerusalem post, AP, CNN, BBC and a long war journal link. Text+ so you can text people using a different #. Password keeper app, Evernote, Pages. I have an iPad so don't know how many of those will be sick on the little iPhone. If you have apple tv get the remote app