How much does a blown knee cost?

WVskiing

WVskiing

Active member
So, I my family is a middle class family and today I became aware of actually how high the affordable care act increased out detectable and was shocked. And that made me think about all of the other NSers among me with and without insurance and how much a blow knee cost. So NS, how hard should I expect to be railed when that unfortunate day comes.
 
I'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.
 
And people in Australia complain about having to pay 7 bucks to go see a doctor. I feel sorry for you brother and anyone else who has to pay for their own medical bills.

How about get Australian citizenship but still work in America and whenever that day does happen fly back to Australia and get the surgery done for free. Still cheaper than paying 15K
 
12996606:S.J.W said:
And people in Australia complain about having to pay 7 bucks to go see a doctor. I feel sorry for you brother and anyone else who has to pay for their own medical bills.

How about get Australian citizenship but still work in America and whenever that day does happen fly back to Australia and get the surgery done for free. Still cheaper than paying 15K
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you still have to go on a waiting list in Australia and wait up to a year for not the best surgeon to do your leg.. I just got a full knee reco done in Australia and I stupidly did not have health insurance and so far its cost 12 g
 
I feel like the surgery was in the teens but including the mri and pre surgery stuff costed a couple grand....Its a lot no matter what.
 
12996448:frickindarn said:
I'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.
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I blew my ACL several years ago. I had great health insurance, the total cost would probably have been about $15,000 or so. I believe I ended up paying something like three thousand out of pocket after insurance. My insurance covered surgery, doctor visits, physical therapy and the cost of my brace. They covered the cost of my brace because a part-time ski instructor at the time so it was considered necessary for work. If this had not been the case I don't think they would have covered it.

My knee if fine now. I still have some scar tissue, but it is not a big deal. I only ski 30 days a year now, I'm a yuppie, but I have not had a problem since I rehabbed. I still wear my brace, for skiing not working out, as it could prevent a hyperextension. If I had a brace for my other leg I would wear one.
 
Fuck aha, I'm recovering from ACLr in Canada, kinda shocked tbh that it costs around 15g everywhere else, that blows. Hopefully you can heal up nicely man its definitely not an easy injury to bounce back from
 
13586015:Jon_Taffer said:
Fuck aha, I'm recovering from ACLr in Canada, kinda shocked tbh that it costs around 15g everywhere else, that blows. Hopefully you can heal up nicely man its definitely not an easy injury to bounce back from
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It costs $15,000 in canada as well. You just pay for health insurance through taxes, and that insurance pays for your surgery.

If i was to blow my knee, get in a horrible car wreck, etc, my insurance, which my company pays for entirely, would pay for every last cent above $1000.

A few years ago i had my meniscus scoped and all consults, MRIs plus the surgery cost me a grand total of $125.

Moral of the story- get good insurance, or get a job that provides good insurance.
 
I've blown my acl twice and all I will tell you is I have an extra years tuition out of state tuition at a state school in my year.
 
12996448:frickindarn said:
I'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.
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This is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.
 
13586374:UilyJeff said:
This is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.
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Ya had some good points until you got to the anesthesiologist. Then you went full retard, and full bigot.

Moral of the story- you should probly keep quiet more.
 
13586417:californiagrown said:
Ya had some good points until you got to the anesthesiologist. Then you went full retard, and full bigot.

Moral of the story- you should probly keep quiet more.
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Actually that is exactly what happened, what I was billed, and how long it took. If you're referring to the word "fag", it's just a word. I could've said, pussy, loser, duck, asshole, fucker etc....

1-he wasn't gay

2-he shouldn't be paid more than doc

2-how's that make me a retard

3-how's that make me a bigot
 
13585990:steezburgereddie said:
after the election that wont be such bad idea
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good luck getting past the wall I'm building at the boarder to keep you gun toting water beer drinking racists out!
 
13586437:UilyJeff said:
2-he shouldn't be paid more than doc
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I will just chuck it in there that if the ortho surgeon messes up you might have a janky knee for a while, worst case they might have to try again.

If the anaesthetist gets it wrong, you die.

He costs more because he has more risk/responsibility/liability, and in lawsuit-happy 'murka he probably has to have some outrageously expensive insurance himself to cover him in case he kills/brain-damages someone.

I have noticed that healthcare is ridiculously expensive in that part of the world though, as mentioned $33k for a 7 hour hospital stay is absolutely berserk but a large part of that comes from:

-most people have insurance, so the hospital is like what the hell, may as well just ream them out for whatever we can get

-they probably also have insanely high insurance costs due to their liability
 
I think mine cost about 2000, but I never had any emergency room costs and I maxed out my insurance deductible, so I was able to do a ton of pt because I had already hit my max out of pocket costs so pt was essentially free. Really, dislocating my shoulder (no surgery or pt) was about 3 times the cost of my knee because I was taken to an out-of-network emergency room so I got stuck with the whole cost and insurance didn't do anything
 
13586437:UilyJeff said:
Actually that is exactly what happened, what I was billed, and how long it took. If you're referring to the word "fag", it's just a word. I could've said, pussy, loser, duck, asshole, fucker etc....

1-he wasn't gay

2-he shouldn't be paid more than doc

2-how's that make me a retard

3-how's that make me a bigot
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I was referring to anesthesiologists charging more than the surgeons... Which you still obviously don't understand haha.

And using a homophobic epithet, and then saying its just a word makes you either a bigot or an ignorant, mental midget. I should have clarified, my apologies.
 
13586628:chuckmarty said:
Apparently you haven't heard of taxes.
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We understand that we pay for it through our taxes, but if we need to go to the hospital we don't need to worry about how we are going to pay the hospital bills, so it feels free. Which In my (biased) opinion, sounds like a better option.

Also, its not a serious statement.
 
13586682:Guesstimate said:
We understand that we pay for it through our taxes, but if we need to go to the hospital we don't need to worry about how we are going to pay the hospital bills, so it feels free. Which In my (biased) opinion, sounds like a better option.

Also, its not a serious statement.
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I live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.
 
13586768:californiagrown said:
I live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.
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You do understand that Canada and Australia both have public and private hospitals. . Where you can pay your surgeon to get what ever work you need done.. Americas health system is horrible.. your government is corrupt. . And the fact that a large chunk of you are scared of a semi socialist system is crazy to.. in Most of Europe medical is free same in Australia same in Canada .. you have to wait in line on the public but it can happen and you also have the private option..
 
13586795:ozzywrong said:
You do understand that Canada and Australia both have public and private hospitals. . Where you can pay your surgeon to get what ever work you need done.. Americas health system is horrible.. your government is corrupt. . And the fact that a large chunk of you are scared of a semi socialist system is crazy to.. in Most of Europe medical is free same in Australia same in Canada .. you have to wait in line on the public but it can happen and you also have the private option..
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Yes, but i was under the impression that most people who used those private doctors/hospitals had to pay for their insurance personally and it wasnt common practice for private health insurance to be provided by companies for it's employees. No?

Is it common practice for companies to provide their employees insurance to go to those private hospitals? what level of insurance is typically provided? Does private healthcare still have exorbitant costs over there?
 
13586374:UilyJeff said:
This is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.
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If that dude who gave you a shot, gave you a couple CCs too much, you might not be talking rn.
 
13586824:californiagrown said:
Yes, but i was under the impression that most people who used those private doctors/hospitals had to pay for their insurance personally and it wasnt common practice for private health insurance to be provided by companies for it's employees. No?

Is it common practice for companies to provide their employees insurance to go to those private hospitals? what level of insurance is typically provided? Does private healthcare still have exorbitant costs over there?
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I have had a mixture of public and private healthcare.

I have a partial ACL tear and all my consults and MRI at a private hospital were covered by the public healthcare system because they were the best option for me.

I've also had a couple of minor surgeries done privately and I can tell you that 7 hours of hospital care (as per an earlier poster) at a world-class facility does not cost you $33000. Off the top of my head the whole shooting match of hospital stay + surgeon + anaesthetist + sundries was about 7000USD.
 
13586967:rozboon said:
I have had a mixture of public and private healthcare.

I have a partial ACL tear and all my consults and MRI at a private hospital were covered by the public healthcare system because they were the best option for me.

I've also had a couple of minor surgeries done privately and I can tell you that 7 hours of hospital care (as per an earlier poster) at a world-class facility does not cost you $33000. Off the top of my head the whole shooting match of hospital stay + surgeon + anaesthetist + sundries was about 7000USD.
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you dont know what was involved in that guys hospital stay- drugs, what nurses attended, etc. so a price comparison is not overly accurate.

What is the deal with getting private insurance in your country(which is?)? is it common for companies to provide it to employees or is it something you would need to personally purchase?
 
I broke my back in april a 1 hour ambulance ride from the nearest hospital, got several x rays, a CT scan and an MRI. I also had to stay at the hospital for 4 days. The grand total was $330 and I'm pretty sure that was reimbursed. Go for good insurance.
 
13586972:californiagrown said:
you dont know what was involved in that guys hospital stay- drugs, what nurses attended, etc. so a price comparison is not overly accurate.

What is the deal with getting private insurance in your country(which is?)? is it common for companies to provide it to employees or is it something you would need to personally purchase?
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True, but short of an ICU stay I just can't see where the cost comes from.

I believe meds are usually itemised separately, I didn't need much except saline and minor pain relief so nothing major there.

I'm in New Zealand, private health insurance is reasonably common and fairly affordable. Most people who have it personally purchase it. Very few companies offer it directly, although quite a few will subsidise it to some degree (often quite heavily) as the health of their employees obviously benefits them as well - that said if a company offers it, it's more like "you can choose between health insurance or an extra $xxx in your salary and rely on the (actually very good) public system"
 
13586768:californiagrown said:
I live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.
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I agree with your assessment on how we should do things. It would be good to have a certain level of insurance for the poor, but then allow people the ability to buy higher tiers of coverage. I don't like the idea of having to wait for a long time for surgery, I want to be able to pay to have better care.
 
13587261:dan4060 said:
I agree with your assessment on how we should do things. It would be good to have a certain level of insurance for the poor, but then allow people the ability to buy higher tiers of coverage. I don't like the idea of having to wait for a long time for surgery, I want to be able to pay to have better care.
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That's the thing though. Right now, it is common practice for companies to pay for top notch health insurance for its employees. I don't want to have that change.

I fear my level of comped coverage will go down if everybody, including my employer is required to pay higher taxes to support the nationalized healthcare system.

I really wish someone would layout an unbiased pros and cons list of their healthcare system. All I ever see are biased arguments for or against.
 
13587268:californiagrown said:
I really wish someone would layout an unbiased pros and cons list of their healthcare system. All I ever see are biased arguments for or against.
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Here's an attempt:

New Zealand

Public/Private Hybrid Model

Almost all healthcare is available either free or heavily subsidised by the government.

The public health system is world class but somewhat under-resourced. As a result there is a constant queue/waiting list for non-urgent or elective surgery/treatments. This list can be ridiculously long - people wait literally years for surgeries that will affect their quality of life but are not immediately life threatening - in particular the wait list for hip replacements for the elderly is enormous.

The private healthcare system exists essentially for people who can afford it and want to either bypass the waiting list or want a treatment that is not available from the public healthcare system. For example some alternative cancer drugs are not government funded.

In some rare cases the government will fund treatment at a private facility if it is the only option available.

Health insurance is relatively affordable, this is partially because for any emergency/critical care you will be covered by the public health system anyway. Again it's more there so that you can skip the queue in the public system for non-essential stuff.
 
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