Definitely buy health insurance. 100 a month may seem like alot, but I blew my knee out, which cost maybe 12 grand between surgery and rehab. I had a deductible of about 2000, but if I did not have insurance I would have paid all of it out of pocket. Blue Cross and other companies have policies that can be purchased for maybe 100/150 a month, sometimes even less. These will have a deductible, but they will still cover you in the event of a blown knee. Hopefully you will never have to use it, the way I did, but I urge everyone on the website to be smart and get covered. Look at Boyd Easly, he had to get a pig ACL due to lack of insurance and he has not had a video part since. 100$ a month may seem like alot of money, but 10-15 grand in surgery and rehab is alot more.