I'D ALWAYS use a credit card with your paypal account, because ebay etc are hella sketchy sometimes and paypal loves to protect their end of the money and deal. thats why they love it when you do what they want you to do and link your bank account directly, so they can debit your bank acc directly. people that use credit cards fuck paypal over all the time. which is awesome, because you should technically not have to feel like you hve to answer to anyone. if you get stiffed on something on ebay, you can call your card company and they'll pull that charge so fast cuz its PAYPAL, and EBAY, lols they spend their whole day on the phone. basically, paypal wants you to use debit / bank acc info, thats why they tell you its such a security issue to use credit cards, because people fuck them over all the time. use a credit card.