Touche, however I think this is a result of Docotors royally fucking the insurance companies over the last 50 years. Maybe its that way now, but if it wasn't so fucking expensive to begin with, then there might be less problems.
Anything with the word 'Medical' attatched to it has a ridiculous price tag. Not saying its the doctors so much anymore, just that it cost a shitload to get ANYTHING done now a days.