I have the same problem, I got Intuition liners for my boots and they helped a bit. I still get cold toes on suuuper cold days but it's not nearly as bad as it was. As for my hands, I wear mittens, duh.. and I take the toe warmers (the ones that are flat and have one sticky side) and I stick them on the insides of my wrists. It reallllly helps! Good luck!