BURN? its the principle of it, I'm not going to let a bank give me 1% and have to abide by their minimums, fees, regulations, when at the same time they turn around and make 20% on MY money.  The banking industry is a complete fraud, yes I have a saving account and i punch my self everyday for it.  Save your self the hassle, invest in a fireprooof safe, save in real assets like gold and silver, as the dollar depreciates my real assets will keep going up. FDIC can kiss my ass, when the financial world goes to shit good luck getting your money back from the bank, becasue you know there is no set time limit on when they have to return your cash, you could be waiting for years.
And congrats on your 1%, if you account for inflation your'e actually losing money, so congratulations on your amazing saving skill  , ill stick to my "lack there of" saving skills.
I couldn't bring my self to take financial advise for a woman...o sorry might have went to far there, you gotta understand this is nsg though.
sorry to hear about your house too, glad your ok