Jerm.. Thanks and I understand what your saying But,,, that's why I'd think the XL might be better, if it's the same length as my jacket (37.5) and I don't mind a few extra in. Wouldn't getting the same size (37.5) be compensating enough, considering that the vest is measured a but lower then the jacket ?? And I was also planing on buying a few hoodies in the 2XL at (34.5) and (25) half chest. That would be .5 shorter around the chest and 3in. Shorter in length. So that should fit nice inside the jacket. I wish I knew how tall those guys are one the 1st page of this thread and what size their wearing !?!? I'm assuming their wearing 3XL hoodies n crew.