Meh, I'm 23, I don't live at home, and it's easier for me to pick out my own gifts over time when I see something I like, rather than have my parents stress over getting me things. They ask me every year and I just tell them I prefer the money. It has nothing to do with laziness. I get money for my birthday too. I usually just end up buying lots of clothes/shoes and random cool shit I wouldn't buy if it wasn't gift money, then put the rest in the bank. I don't really see a downside to it, other than I can't rip open presents like a rabid child.