The worst realization about university...

Owl

Owl

Active member
I have saving for the last year and a half, working every single day this summer including 2 jobs in one day and after doing my budget I realize I'm only going to keep 200$ of that after all my school expenses...

Who else is feel the bank account blow from school
 
if you think you can pay it off get a loan that way you have money to live off of if you are going away from home for school. interest rates probably arent too good now i dont think not to sure, just something to look into
 
you kidding me? interest rates are good. don't go through the government because they'll rape you, but if you can get a line of credit (need good credit history/rating) then you're only looking at 6% interest. and there are better rates at there if you look around, but that is what my bank offered me/and what i have history with.
 
It's nearly impossible to get approved for a credit card as a college student if you don't already have one. I had an amazing credit score and still got declined when I tried to reapply for one. Either way you get fucked hard when it comes to college and money. That's why I chose a community college over a University. Same education, same degree, and a shit ton less money. You're basically paying for the paper plaque with the school logo on it that you get after you graduate.
 
The only problem is that community colleges have no where near the amount of majors as universities.
 
i see your banks know the problems of giving loans to young people..if only your banks could be that studious when it comes to giving out mortgage loans.
 
Very true... good point. I got lucky I guess. One of the two 4 year majors my college just got is the exact one I'm going for.
 
ding ding ding! winner! its pretty hard for a broke college student to make credit card payments when you have no job and no money. they should be thankful they were denied. i know a lot of people that wish they would have been denied when they were in the same position. OP - you are going to have to take out loans. college in the us is so god damned expensive that its virtually impossible to do it on your own any other way.
 
Yup I don't think any CC has Aquatic Biology. Especially because my school is the only one in the state that does.
 
Do you truly believe this or this just what you tell people? Not getting accepted to your state university is mildly embarrassing, but telling people you actually wanted to go to community college is just plain pathetic.
 
or she didn't want to come out of school with a massive amount of debt and a CC had her major?
 
What's the point of having a major that you can't even get a job with? CC may offer a similar education, but employers are going to hire someone from a real college any day over someone from CC.
 
I'm sorry you're right. No one that goes to a CC gets a job and they all end up on the street playing a guitar for money
 
There's a reason that most of the services (food, gym, dorms, etc) at universities are run by students. There are also opportunities to help out with ongoing research and other things with professors if you look in the right places.

While it seems that US colleges definitely screw us over with ridiculous tuitions/expenses, they do try to do what they can to make a part time job possible. Not enough to pay tuition, but it's at least some spending money on the side.

Also, a lot of students, myself included, work in restaurants on nights/weekends and while I don't make nearly enough for tuition, I know several people who pay rent, bills, and tuition (at least student loans) all while pursuing engineering, nursing, and other degrees. It definitely takes longer, but it makes it possible. If it's a state university gaining residency is a huge help too if you aren't already a resident. Having a job on your resume all through college looks great too.

All in all--there are lots of ways to make money while in college. Restaurants are great because if you're in the right one you can make upwards of $200 per night straight cash, plus minimum wage for the time you're there. Learn how to sell bottles of wine like it's nobody's business and making bank; plus you're double majoring in marketing and whatever you're studying :). True, it's a ton of work, but it's totally possible.

On the note of CC vs. Universities, there's a reason universities are so much more expensive. It's almost like the difference between fast food and fine dining: you can get a burger for $2 or $15, but the $2 burger has been frozen for a week plus and looks like cardboard, whereas the $15 burger was bought locally from a trusted farmer, was treated humanely on a nice farm, and comes with fresh lettuce, tomato, onion, cheese, etc all from local farmers.

Sure they're both burgers, but the levels of quality are incomparable and you won't feel like shit after you eat the expensive one and you'll be able to know exactly where what you're eating came from and be confident in what you're told.

Sure it's the same degree, but the more expensive one is a whole lot higher quality, and to the people that matter, that matters.
 
not to stomp on community college, but it's the reality of the situation. Given the right person you can still get the same outcome from community college as a reputable university, granted it's more of a challenge.
 
not quite. it depends on where you go, and what you're studying. if its business degree, its not going to matter unless its a mastors at one of the top 5 bus schools in the country. but if its something more specific like vet school, if you go to CSU vs a CC it'll make a bigger difference. but in general its all about getting that piece of paper, and experience.

and to the OP, go to CC the first 2 years then transfer to a 4 year school that has the major you want. sack up and take the loan, because if you do it right you should be able to pay that loan off in the first year or two after you graduate, and make a lot more from there on than you would have without the degree
 
Who do you think teaches at community colleges? Lets see, during my year and a half at community college I was taught by semi-retired UC Berkeley professors in classes of 30-50 people, while my friends over at UC Davis were paying around twelve times as much to be taught by a graduate student in a lecture hall of 300, half of them on facebook. Looks like you just got suckered into paying $20 for a McChicken.

 
Implying that both classes were the same thing. You so dumb, I have taken classes with 15 people to classes with 300 people, I have had long time professors and grad students who taught classes. And believe me, the professor's aren't always the better teachers.
 
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The worst realization about university:

"Wait... you mean there are no jobs for sociology majors?"
 
There's always statistics and populus research...

lol, but really, Soc. Master's is still a Master's no matter how you look at it.
 
No, a shitty situation is getting suckered into paying $100,000 in tuition to go to a 2nd-tier law school, doing nothing but studying constantly and then graduating to find no job prospects and that interest on a $100,000 loan kind of sucks. At least the people who pick useless undergrad majors have fun in the meantime and aren't hopelessly crippled by debt. Dear OP: look on the bright side, at least the foregoing is not you!
 
Thats what I meant was paying all that money for school to get that major then get out in the world and cannot do anything/get a job with it.
 
i got extra credit for bringing in a cheat sheet for tests at my community college. looks like you got suckered into thinking you have a quality education for half the price, when really its just another piece of paper for half the price
 
but even if you can't get a job specifically related to your major, most government jobs will automatically pay more if you have a uni degree. and you've learned some good life skills in the meantime.
 
I'm 16.5k in debt from my first year of school in-state, but now the natty guard's gonna pay all that off and pick up my remaining tuition.. plus living expenses
 
Yeah funny thing is that paper plaque with the schools logo on it is the part that matters. Like I'm trying to get into investment banking (kind of looking at other options recently...) but it's so competitive I wouldn't even have a chance if I wasn't going to one of the top business schools in the country.

Employers are looking at things like this (tuition costs though):

Community Colleges ($) < State Universities ($$$) < Prestigious Private Universities ($$$$$$$)

Obviously it's a trade off.
 
have fun getting a job that pays more than 30k a year with your 2 year community college degree
 
I went to a 2 year trade school for instrumentation and was making 48K a year right out of school. My schooling only cost about 27k. Fuck community colleges, find a good trade!
 
Im getting the exact same instruction for much cheaper at SLCC then I can mob over to U of U and grab my bachelors and still graduate on time.

There are so many variables and ways to do things that you can't just say community college is a joke. But ya a 2 year associates isn't going to get you much.
 
CC can be a great stepping stone if you work hard enough to get into a solid 4 year program and get most of your gen eds out of the way. Going to a CC as your primary school is pretty dumb because any respectable employer would look down upon CC
 
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