F%&ing gay ass banks...

NoTeefa

NoTeefa

Active member
Bank of America and their $35 overdraft fees can suck the curliest of my ass hairs. These assholes have taken enough of my money.

So the burning question is... Where should I put my money? WECU? Are there any banks in this state that actually believe in customer service? Are any of you pleased with your current banking situation? do tell,
 
Hide it in a treasure chest. To find the chest, you could start by running to the room of the three gargoyles, push in the right tongue, and a door might lead

you down a staircase into the wall climb. Here you must choose your

next path- you could race up to the observatory, spin the sun dial and

pass into the room of the golden idols. Once there push down on their

bases to release the doors, that may take you below or into

the shrine of the silver monkey. Assemble the statue there and you may

be headed to the torch room, if the elevator is up you may be able jump

into the elevator and descend into the mine shaft, you might climb up

the ladder or plow through the stone wall. Find the key and it may

unlock the tombs of the ancient kings allowing you to climb into the

spiders lair, if you make it out you might have a chance to sit upon

the throne of the pretender. If the correct door is unlocked you may be

able to climb into the pit of despairer and finally make your way

though the cave of sighs and to the true treasure chest that holds all of your money.

 
BOA actually works fairly well for me. i can check online and transfer money from savings to checking when i want to purchase things. and my credit card is thru them too, so i can transfer moneys online for payments. cause i always lose the paper credit card bill they send me in the mail.
 
Step #1 - Don't overdraft.

Step #2 - Not actually a step. I have all my savings in BECU, I like them, they're legit.
 
I like WECU. Its free to transfer money and monitor your accounts online. I have only overdrafted my checking account once, and they took the money out of savings to pay it off and I got charged a $1 transfer fee. I am not sure how bad the overdraft fees would be if you really ran out of money, but I know my friend was able to get most of his fees removed after talking to and working with them.
 
wait wait wait... if you're going overdrawn, do you really have money to put in another bank? at that point why don't you just keep what little money you have in your mattress. then you don't have to spend money on gas to go to the bank! its a win win. mattresses don't do overdraft charges.
 
Its not that I overdraft regularly, but when I do overdraft its usually more than one charge. This time I overdrafted by like $20, but it was a 5 dollar footlong, a dvd rental, and some cocktails for the lady and me. That's 3 x $35 = $105! Fucking pirates
 
call them or go in and ask for them to take care of atleast one of the charges. they'll hook you up usally atleast once
 
Can you link your account to a credit card or savings when it overdrafts? My Wells Fargo account allows me to do that...
 
charles schwab is dope. i get free atm withdrawals anywhere in the world, and earn interest on my checking account. only thing is you can't make cash deposits, so you gotta have another bank going on too, but it's fucking legit
 
My checking account through keybank has a $500 line of credit, so if I were to ever overdraft, it just puts money in from that. Can you get a line of credit through your bank?
 
Yeah, I have the same deal as Sean; but it is through BOA. See if you can get a credit account linked to your checking so that when you overdraft it just pulls money out of your credit card.

The only time I overdrafted I called them and asked if they could waive the charge (of course I had to come up with a perfectly good reason). Luckily they decided to remove it.

But apart from BOA, I hear that BECU is great.
 
chris, go to wecu.

13 dollar overdraft fees, and they give you a 200 allowance on your checking account shoud you come up short on fundage.

good customer service and super hot girls who work there make the choice that much easier.
 
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