i believe you, i have no reason not to. but i cant get my head around the accident. i'm trying my hardest to imagine myself going 40-45 and hitting a stopped or creeping car.  i can only imagine how violent that accident would be. your frame is bent, so obviously it was, but like smuggs i would of thought the back cabin would be in the back seats. your lucky i guess? or maybe she cranked the wheel at the last second and just clipped the left drivers side?