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If you are a church going person also check out if you have a church affiliated organization that gives persons of that denomination services. For instance I just started working for Thrivent Financial for Lutherans and I work with Lutheran churchs and their members.

An IRA is just more for retirment and financial planning (avoiding/defering taxation)

it is an anuity that allows you to put money into it and earn interest off it. You profit off the interest earned.

if its any help here is mine. http://studentwebs.winona.edu/rbberndt1114/mainpage/resume.doc

a good urban bike that can handle some freeriding. I would not use it as a trail bike though since the Geometry is not designed for XC. For the price its a decent bike.

Traditional IRA's: - 4,000 per year contributions - Contributions and interest grow tax-deferred - Withdrawals are taxed as income - Penalty fees for early withdraw of contributions Roth IRA's: - 4,000 per year contributions - Contributions are not Tax Deductable - Contributions can be...

I got burned on that one too.

I'm not sure if this has been posted but I thought it was some good pownage http://www.big-boys.com/articles/skiroof.html

Rayovac NiMH rechargables are the only way to go. So Cheap in the long run and tons of juice

i use AIM, MSN and ICQ. Thank God for Trillian (all in one instant messenger) otherwise that would suck have three instant messengers open.

AOL has posted new terms of service for AIM, that include the right for AOL to use anything and everything you send through AIM in any way they see fit, without informing you. By posting Content on an AIM Product, you grant AOL, its parent, affiliates, subsidiaries, assigns, agents and licensees...

i find that most of my professors in school are a buch of botards that have nurse their tenure system and have a altered sense of reality. Many of mine have rarely worked in the real world for a good chunk of their lives.

I'm a Conservative I dont believe in excessive drinking, smoking or sleeping around. I am prolife and see Homosexuality as either a genitic defect or psychological disorder since it goes against natural logic of reproduction. I am tolerant of it, but see embracing it as a moral embarrassment...

Thats kinda spendy for non-velo vise trays. If they were velos I would say maybe.

I like my 94 ZJ way more. I hate how all the SUVs are going luxury and still try to promote them as "trail ready" with 17 inch rims.

Sorry about the repost.

TheWave: I had a post of Josh Stone windsurfing on my wall. On his sail it said "thewave" so i ran I ran with it. I am an avid windsurfer as well so it works BB: My initials Ben Berndt

I dont share my computer. But you never know when somebody is going to use your computer and stumble on something shady.

none, its stupid to keep that shit on your computer. YOU must not have a girlfriend. I am married and if my wife ever busted me looking or saving it, my ass would be a hat. Not worth it

http://www.milkandcookies.com/links/27729/ I like the 720 out of the curved wall and the fakie rail grind. Good tunes as well.